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We are part of your life.

Formula Decisiva started in the individual name – Lucília Duarte – as multi-brand certified mediator (of several companies) in August 1998.
In 2012 was created Formula Decisiva, Unipessoal, Lda that was changed again in 2014 for Formula Decisiva, Mediação de Seguros, Lda.
We commercialize all types of insurance – Life Branch and Non-Life Branch and continues to be a multi-brand agent.
We guarantee customized service tailored to each client (visits directly to companies or clients’ homes) and online service with no need to travel the client.

We can help you

HOUSING INSURANCE

Protect your assets against possible accidents or thefts.

INSURANCE FOR COMPANIES

Know the solution that guarantees the economic stability of your firm.

AUTO INSURANCE

Keep yourself and your vehicle safe, know the solutions we have to offer.

WORK INSURANCE

Keep your business protected with the best professionals.

HEALTH INSURANCE

Do not let your health fall into the hands of others, know our health insurance.

WHY US

We serve the customer in a more comfortable way without having to move, with the possibility of having your insurance agent out of reach of conventional places and at very competitive prices.

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